Know your options
Revenue-based capital for business operating needs
Explore capital based on your business revenue for inventory, operating expenses or a defined opportunity. Understand how the remittance schedule fits your cash flow before deciding.
No account to apply · No upfront fees · No obligation to accept
Understand the cost and commitments
- Compare net funding received with the total amount to be remitted, including fees.
- Read the actual daily or weekly remittance method. Do not assume payments automatically fall when sales decline.
- Understand reconciliation rights, how to request an adjustment, and what happens after missed remittances or an early payoff.
Have written terms already? Compare two offers or use the financing cost calculator for fixed-payment estimates. These tools do not model every credit line, lease or revenue-based agreement.
A situation to plan for
Put the payment in context
Illustrative example, not a funded customer result.
A retailer considers funding for seasonal inventory. Model both the expected sales period and a slower sell-through period. The business still needs cash for rent, payroll and existing obligations while making remittances.
Plan your working capital →What funding sources review
Funding sources consider deposit consistency, operating history, existing obligations and other underwriting factors. The fit check is guidance, not approval; the written agreement determines the structure.
Starting an application does not itself pull credit. Read the authorization before signing and ask your advisor what happens next.
Prepare for a conversation
- Recent business bank statements (start with four months)
- A list of existing financing and daily or weekly payments
- Business and ownership details, funding purpose and amount requested
Common questions
Is a factor rate the same as APR?
No. A factor rate helps determine total repayment or remittance, while an annualized comparison also depends on timing, fees and amounts received. Use our calculator as an estimate and read the actual agreement.
Do payments automatically follow revenue?
Not necessarily. Review the collection method and any reconciliation provisions. Ask how adjustments work and what evidence or requests the provider requires.
Is revenue-based funding a loan?
Some arrangements are purchases of future receivables rather than loans. The legal structure and obligations depend on the contract. Ask your advisor to explain the actual agreement rather than relying on a product label.
See how funding fits your industry
Compare other funding structures
Explore what fits your business.
An advisor can help you compare the available options, total costs and payment schedules before you decide.